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Terms of Service

Last updated: July 4, 2026

1. Acceptance of Terms

By creating an account or using Stock Market Catalysts ("the Service", operated at stockcatalysts.ai), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. What the Service Provides

Stock Market Catalysts aggregates publicly available data on upcoming and past stock catalysts — earnings dates, product launches, FDA events, analyst ratings, and similar market-related events. We deliver this data through our website, morning email digest, and API. Data is sourced from third-party providers including Polygon.io, Finnhub, Alpha Vantage, and Alpaca.

3. Not Financial Advice

The Service is for informational and educational purposes only. Nothing on Stock Market Catalysts constitutes investment advice, financial advice, tax advice, or a recommendation to buy, sell, or hold any security. Consult a licensed financial advisor before making any investment decision. Past events do not predict future outcomes. Options-implied expected moves reflect market pricing, not forecasts.

4. Subscription and Billing

  • Premium access is $11 USD per month, billed monthly through Stripe, or $99 USD per year billed annually.
  • There is no free trial. Subscription begins immediately on payment.
  • Subscriptions renew automatically until canceled.
  • You can cancel anytime from the Billing Portal accessible in your account. Cancellation stops future renewals; it does not automatically refund previous charges. Access continues until the end of the current billing period; no partial refunds are issued for unused time.
  • Failed payments will put your account into a past-due state; access is revoked until payment is restored.
  • Prices may change with 30 days' notice via email to your account address.

5. Refunds

We generally do not offer refunds. If you believe you were charged in error, contact support@stockcatalysts.ai within 7 days of the charge.

6. Acceptable Use

You agree not to: (a) collect, resell, or redistribute Service data in bulk; (b) share your account credentials; (c) use the Service for any unlawful purpose; (d) attempt to reverse-engineer or interfere with the Service; (e) automate account creation.

7. Accuracy and Availability

We work hard to deliver accurate data, but we make no warranty that catalyst dates, headlines, or scores are correct, current, or complete. The Service is provided "as is." We may add, remove, or change features at any time. Scheduled maintenance and third-party outages may temporarily interrupt access. See our Methodology page for more on how data is gathered and its limitations.

8. Account Termination

We may suspend or terminate accounts that violate these Terms or engage in fraudulent activity. You may delete your account at any time by emailing us; we will cancel any active subscription immediately.

9. Limitation of Liability

To the maximum extent permitted by law, Stock Market Catalysts, its owners, and affiliates are not liable for any indirect, incidental, or consequential damages, including but not limited to trading losses or missed opportunities, arising from your use of the Service. Total liability is limited to the amount you paid in the prior 12 months.

10. Changes to These Terms

We may update these Terms. Continued use of the Service after changes take effect constitutes acceptance. Material changes will be announced by email.

11. Governing Law

These Terms are governed by the laws of the State of California, USA. Any dispute will be resolved in the state or federal courts of San Diego County, California.

12. Contact

support@stockcatalysts.ai

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